- 1. SHOP AT ARGOS Shop online, In-store, via the app or over the phone
- 2. PUT IT ON YOUR ARGOS CARD Various buy now, pay later plans are available depending on how much you spend. These range from 3-12 months.
- 3. ENJOY YOUR PLAN You can choose to pay nothing throughout the term of the plan, you can make some payments or even pay off your balance at any time before your plans ends. It's up to you. If you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged.
- 4. AT THE END OF THE PLAN Near the end of your pay later period, you'll receive details of what is left to pay. If you pay off your Plan by the end date you'll pay no interest. If you don't pay in full by the end date or keep your account up to date, interest will be charged on the daily balance at your normal plan rate from the date of purchase. You will then begin paying a minimum monthly payment as detailed on your statements.
Argos Card credit is provided by Home Retail Group Card Services Limited, which is part of J Sainsbury plc. Home Retail Group Card Services Limited is authorised and regulated by the Financial Conduct Authority. Registered in England (04007072) at 489 – 499 Avebury Boulevard, Milton Keynes, Buckinghamshire MK9 2NW.