Buy Now Pay Later
So how does it work?
Depending on what you buy or how much you spend, you could qualify for different types of credit plan...
Shop at Argos
Shop online, in-store, via the app or over the phone
Put it on your Argos Card
Various buy now, pay later plans are available depending on how much you spend. These range from 3-12 months.
enjoy your plan
You can choose to pay nothing throughout the term of the plan, you can make some payments or even pay off your balance at any time before your plans ends. It's up to you. If you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged.
At the end of the plan
Near the end of your pay later period, you'll receive details of what is left to pay. If you pay off your Plan by the end date you'll pay no interest. If you don't pay in full by the end date or keep your account up to date, you'll be charged interest on the daily balance from the date of purchase. You will then begin paying a minimum monthly payment as detailed on your statements.