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Argos Card Credit Plans and Offers

Representative 29.9% APR Variable. Credit subject to status.

Got something in mind? To make it easier to choose, we've listed a selection of our special offer credit plans below. If these don't catch your eye, you can still use the Argos Card to take out a standard credit plan on anything you buy at Argos.

Special offer credit plans...with longer to pay

Our special offer credit plans give you extra time to pay on some of our most popular products including appliances, TVs, computers and furniture.

It's important to note if you're eligible for a credit plan, no interest is charged if you pay within your credit plan period. If you don’t pay within this timeframe, you’ll be charged interest on the daily balance from the purchase date (this is known as deferred interest). This interest will be added to your balance.

What are you waiting for? Get shopping...

Nothing caught your eye? Check out our standard credit plans. These can be taken out on anything at Argos whether you're buying in-store or online.

Standard Credit Plans

NORMAL CREDIT

WHEN YOU SPEND UNDER £50

3 MONTHS CREDIT

WHEN YOU SPEND OVER £50

6 MONTH CREDIT

WHEN YOU SPEND OVER £99

How it works

Choose your credit plan when you check out

First things first, add what you want to your trolley. Once you've finished browsing and shopping, you'll see your credit plan options and application details at the checkout.

Don't take our word for it...

Here's what new customers said about their Argos Card

Need more info? Here are some quick links...

Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit.  

Home Retail Group Card Services Ltd and Home Retail Group Insurance Services Ltd are member of the Finance & Leasing Association and complies with its Lending Code a copy of which is available at www.fla.org.uk or can be provided on request.

The customer reviews programme for the Argos Card is a separate activity from the rest of the product reviews programme. 

Reviews have been collected since 18th September 2018 and customers that have a successful application for the Argos Card and have made their first purchase were contacted to leave a review about their application process. 

All reviews are subject to an independent moderation service. Please search Argos/Product Reviews for full details or read here