Argos Card Credit Plans and Offers
Representative 34.9% APR Variable. Credit subject to status.
Got something in mind? To make it easier to choose, we've listed a selection of our special offer credit plans below. If these don't catch your eye, you can still use the Argos Card to take out a standard credit plan on anything you buy at Argos.
Special offer credit plan with longer to pay...
Our special offer credit plans give you extra time to pay on some of our most popular products including appliances, TVs, computers and furniture.
Representative 34.9% APR variable. Credit subject to status. T&Cs apply.
No interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. If you don’t pay in full, you’ll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase.
What are you waiting for? Get shopping...
Up to 6 months to pay
on selected smart watches and wearable tech when you spend £99 or more.
Nothing caught your eye? Check out our standard credit plans. These can be taken out on anything at Argos whether you're buying in-store or online.
Standard Credit Plans
WHEN YOU SPEND UNDER £50
3 MONTHS CREDIT
WHEN YOU SPEND OVER £50
6 MONTH CREDIT
WHEN YOU SPEND OVER £99
How it works
Choose your credit plan when you check out
First things first, add what you want to your trolley. Once you've finished browsing and shopping, you'll see your credit plan options and application details at the checkout.
Need more info? Here are some quick links...
Protect your new stuff with one of our Argos Care policies. Each is tailored to your product and offers extra protection in addition to your standard manufacturer's guarantee.
T&Cs and exclusions apply*.
*Argos Monthly Care, Breakdown Care, Jewellery & Watch Care and Replacement Care are provided by Domestic & General Insurance PLC. Registered Office: Swan Court, 11 Worple Road, Wimbledon, London SW19 4JS. Registered in England and Wales. Company No. 485850.
Domestic & General Insurance PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Argos Furniture Care is provided by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG and administered by Castelan Limited. Registered Office: Castelan Ltd, Alpha House, Sunnyside Road North, Weston-super-Mare, North Somerset, BS23 3QY, United Kingdom. Company No. 7637133.
Castelan Limited is authorised and regulated by the Financial Conduct Authority – registration number 572287.
Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with Argos Card Lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). Home Retail Group Card Services Limited is registered in England (04007072) at 489-499 Avebury Boulevard, Milton Keynes, Buckinghamshire MK9 2NW.
The customer reviews programme for the Argos Card is a separate activity from the rest of the product reviews programme.
Reviews have been collected since 18th September 2018 and customers that have a successful application for the Argos Card and have made their first purchase were contacted to leave a review about their application process.
All reviews are subject to an independent moderation service. Please search Argos/Product Reviews for full details or read here