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Apply for an Argos Card

Representative 29.9% APR Variable. Credit Subject to Status.

Spread the cost with a credit plan

Flexible repayment options

Representative 29.9% APR variable

So what's an Argos Card?

The Argos Card lets you shop at Argos, with flexible payment plans that give you longer to pay. And you won’t pay any interest if you pay within the agreed period. If you don’t pay within this time frame, accrued interest from the purchase date will be added to your balance. Plus, you can buy everyday groceries at Sainsbury's using an Argos Card (just like a regular credit card).

Ways to apply

It's easy to apply for an Argos Card. The way you apply depends on whether you need a credit plan today... Or whether you're lining up credit ready for future shopping at Argos.

Apply when you check out

Got your eye on something today? Keep shopping and we'll remind you to apply when you check out. You'll need to choose home delivery for your first Argos Card order so we can confirm your identity.

View credit offers

Apply to shop later

If you're planning ahead, you can apply for an Argos Card today. We'll send out your card within 10 days. As soon as it arrives, you can shop online and in-store.

Apply now

Apply in-store

You can apply for an Argos Card in any store. Just reserve your order online. Then when you go into store, you can apply and pay for your stuff with an Argos Card. Just remember - bring ID and a household bill to prove your address.

Find your nearest store

You can apply if you...

- Are over 18

- Have your bank details to hand

- Can tell us where you've lived for the last two years

- Have been a permanent UK resident for over a year

So, now you're ready. Click to apply now...

Don't take our word for it...

Here's what new customers said about their Argos Card

Need a little extra help?

If you have questions about what you’re applying for, or want to tell us anything that may affect your application, we’re on the other end of the phone. Give us a call on 0345 266 0849. We'll be able to discuss your needs and offer suitable support.

Monday to Saturday: 8am - 8pm

Sunday: 9am - 6pm

Need more info? Here are some quick links...

Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit. 

Home Retail Group Card Services Ltd and Home Retail Group Insurance Services Ltd are member of the Finance & Leasing Association and complies with its Lending Code a copy of which is available at www.fla.org.uk or can be provided on request.

The customer reviews programme for the Argos Card is a separate activity from the rest of the product reviews programme. 

Reviews have been collected since 18th September 2018 and customers that have a successful application for the Argos Card and have made their first purchase were contacted to leave a review about their application process. 

All reviews are subject to an independent moderation service. Please search Argos/Product Reviews for full details or read here