Apply for an Argos Card
Representative 29.9% APR Variable. Credit subject to Status.
Spread the cost with a credit plan
Flexible repayment options
Representative 29.9% APR variable
So what's an Argos Card?
The Argos Card lets you shop at Argos and Habitat with flexible payment plans that give you longer to pay. And you won’t pay any interest if you pay within the agreed period. If you don’t pay in full, you’ll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase. Plus, you can buy everyday groceries at Sainsbury's using an Argos Card (just like a regular credit card).
Ways to apply
It's easy to apply for an Argos Card. The way you apply depends on whether you need a credit plan today... Or whether you're lining up credit ready for future shopping at Argos or Habitat.
Apply when you check out
Got your eye on something today? Keep shopping and we'll remind you to apply when you check out. You'll need to choose home delivery for your first Argos Card order so we can confirm your identity.
Apply to shop later
If you're planning ahead, you can apply for an Argos Card today. We'll send out your card within 10 days. As soon as it arrives, you can shop online and in-store.
Apply in-store
You can apply for an Argos Card in any store. Just reserve your order online. Then when you go into store, you can apply and pay for your stuff with an Argos Card. Just remember - bring ID and a household bill to prove your address.
You can apply if you...
- Are over 18
- Have your bank details to hand
- Can tell us where you've lived for the last two years
- Have been a permanent UK resident for over a year
So, now you're ready. Click to apply now...
Don't take our word for it...
Here's what new customers said about their Argos Card
Need a little extra help?
If you have questions about what you’re applying for, or want to tell us anything that may affect your application, we’re on the other end of the phone. Give us a call on 03456 400 700. We'll be able to discuss your needs and offer suitable support.
Monday to Saturday: 8am - 6pm
Sunday: 10am - 6pm
Need more info? Here are some quick links...
Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit.
Home Retail Group Card Services Ltd and Home Retail Group Insurance Services Ltd are member of the Finance & Leasing Association and complies with its Lending Code a copy of which is available at www.fla.org.uk or can be provided on request.
The customer reviews programme for the Argos Card is a separate activity from the rest of the product reviews programme.
Reviews have been collected since 18th September 2018 and customers that have a successful application for the Argos Card and have made their first purchase were contacted to leave a review about their application process.
All reviews are subject to an independent moderation service. Please search Argos/Product Reviews for full details or read here