With an Argos Card, you can buy anything from us, start using it right away but pay us later.
Decorating your new home? Pre-ordering the latest PlayStation?
We've got a range of credit plans, from 3 to 12 months, depending on how much you spend. So you could buy yourself some extra time to pay for those bigger purchases.
It works like a standard credit card too – for anything under £50, you'll get until your next statement to pay. Ideal for your everyday shopping at Argos.
As long as your total credit plan is paid off in full and your account is kept up-to-date before the end date, you'll be charged no interest.
You won't be charged any interest if you pay off your plan within the Pay Later period and keep your account up to date. If you don't pay off your plan before it ends, you'll be charged interest at your normal plan rate from the date of purchase. However, if you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged. Credit subject to status.
Is your answer to the above 'yes, yes, yes, yes'? Then grab your bank details... You can check if you'll be accepted without affecting your credit rating, in just a few minutes.
Don't worry - we accept all these payment types aswell...
Got your eye on something already? You're in luck. You can buy it right away and we'll deliver it to your door. Here's how to apply and buy with an Argos Card today...
*Credit subject to status. Just for the first order we'll deliver to your home address for security reasons. Once you've got your Card you can shop how you want.
Keep ShoppingNot sure what you want yet? You can apply for an Argos Card now and decide later. Perfect for redecorating, welcoming a new addition to the family, or pre-ordering that new PlayStation.
We want to provide you with the right level of support throughout your application.
If you need help in understanding what you are applying for, or want to inform us of anything that may affect your ability to understand the application you are making today, please call us on 0345 266 0988. We’ll be able to discuss your needs & offer suitable support.
Monday to Saturday: 9.00 – 17.00
Sunday: 10.00 – 16.00
Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services Limited.