Buy yourself some timerepresentative
29.9% apr variable

For Buy Now Pay Later plans, if you don't pay in full by the plan end date or keep your account up to date, you'll be charged interest on the daily balance from the date of purchase | Ts & Cs apply

Want it today?

To use an Argos Card on your shopping today, simply apply when you get to the Checkout...

  • Pop your items in the trolley
  • On the payment page, select 'Apply for an Argos Card'

It only takes a few minutes to get a decision.

Pick a way to pay

Depending on what you buy or how much you spend, you could qualify for different types of credit plan...

buy now pay later

Normal credit

You can apply if you...

  • are 18 or over
  • can provide your address for the past 2 years
  • can provide your bank details
  • have been a permanent UK resident for over 1 year

Not eligible?

Don't worry - we accept all these other payment types

Want it for your
next shopping spree?

Apply here

If you’re accepted, you’ll get your card within 10 days.

Apply now

Apply in-store

Just pop into your nearest Argos. And remember to take your proof of address and ID with you. (See FAQs for details)

Manage your card
your way

Pay with the Argos Card app, or online, any time.

And check your balance 24/7.

Head to my argos card

Download the my argos card app:



You’ll need one proof of address and a separate proof of ID…

Proof of address:

  • a utility bill dated within the last 3 months
  • a bank statement dated within the last 3 months

Proof of ID:

  • a photo driving licence
  • a credit/debit card

Absolutely – just call us on 03456 400 700.

If you apply in-store or over the phone: your application will involve a credit search

If you apply online via a Quick Check Application: we’ll tell you whether you’re likely to be accepted before you actually submit your application. This won’t affect your credit rating at all. Then, if you decide to complete the application, a successful search will be added to your credit history.

Absolutely – just wait for 3 months before you do.

It’s perfectly secure. When you apply for an Argos Card, all the information you provide will be encrypted online, including your bank card details.

Our website uses the strongest possible protection from Verisign (a global leader in internet security). And we have a certificate to prove it.

For extra security, we recommend you view this site using the latest version of your favourite browser (eg Chrome). Also, when you apply for your Argos Card, we wouldn’t recommend using a public computer such as one in an internet cafe – use your own computer instead just to be on the safe side.

Please call us on 03456 400 700.

We completely understand that, from time to time, your circumstances might change and you might struggle to make a payment. If you’re having any problems at the moment, please do call us and we can talk through which options are available to you.

Let us know immediately by calling us on 03456 400 700.

We’re available…

  • Monday to Saturday, 8am to 8pm
  • Sunday, 10am to 6pm

Just call our Argos Card team on 03456 400 700. They’ll be happy to help.

You can find our Argos Card Ts & Cs here.

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