Everything you love from Argos today, with more time to pay.
Representative 29.9% APR variable
You can buy now and pay later
Flexible repayment options
Manage your card on the go

You decide which way you pay

With an Argos Card, you can buy anything from us, start using it right away but pay us later.

Decorating your new home? Pre-ordering the latest PlayStation?

We've got a range of credit plans, from 3 to 12 months, depending on how much you spend. So you could buy yourself some extra time to pay for those bigger purchases.

It works like a standard credit card too – for anything under £50, you'll get until your next statement to pay. Ideal for your everyday shopping at Argos.

Once you've got your plan, it's up to you how you pay

As long as your total credit plan is paid off in full and your account is kept up-to-date before the end date, you'll be charged no interest.

Make monthly payments
Different-sized payments at any time
The whole balance at the end

You won't be charged any interest if you pay off your plan within the Pay Later period and keep your account up to date. If you don't pay off your plan before it ends, you'll be charged interest at your normal plan rate from the date of purchase. However, if you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged. Credit subject to status.

You can apply if you....

  • Are 18 or over
  • Can provide your bank details
  • Can provide your address for the past 2 years
  • Are a permanent UK resident for over 1 year

Is your answer to the above 'yes, yes, yes, yes'? Then grab your bank details... You can check if you'll be accepted without affecting your credit rating, in just a few minutes.

Not quite eligible for an Argos Card?

Don't worry - we accept all these payment types aswell...

VisaMastercardMaestroAmerican ExpressPayPal

Get it today

Got your eye on something already? You're in luck. You can buy it right away and we'll deliver it to your door. Here's how to apply and buy with an Argos Card today...

  1. Fill up your trolley and opt for delivery
  2. Select Argos Card when you check out and apply
  3. If you're accepted, we'll bring your order to you*

*Credit subject to status. Just for the first order we'll deliver to your home address for security reasons. Once you've got your Card you can shop how you want.

Keep Shopping

Plan ahead

Not sure what you want yet? You can apply for an Argos Card now and decide later. Perfect for redecorating, welcoming a new addition to the family, or pre-ordering that new PlayStation.

  1. Apply for an Argos Card
  2. We'll send you your Card within 10 days
  3. Get set, go shopping - either online or in-store
Terms & Conditions apply

Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services Limited.


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