With an Argos Card, you can buy anything from us, start using it right away but pay us later.
Decorating your new home? Pre-ordering the latest PlayStation?
We've got a range of credit plans, from 3 to 12 months, depending on how much you spend. So you could buy yourself some extra time to pay for those bigger purchases.
It works like a standard credit card too – for anything under £50, you’ll get until your next statement to pay. Ideal for your everyday shopping at Argos.
As long as your credit plan is paid off in full and your account is kept up-to-date before the end date, you’ll be charged no interest.
You won't be charged any interest if you pay off your plan within the Pay Later period and keep your account up to date. If you don't pay off your plan before it ends, you’ll be charged interest at your normal plan rate from the date of purchase. However, if you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged. Credit subject to status.
Is your answer to the above 'yes, yes, yes, yes'? Then grab your bank details... You can check if you’ll be accepted without affecting your credit rating, in just a few minutes.
Don't worry - we accept all these payment types aswell...
Got your eye on something already? You’re in luck. You can buy it right away and we’ll deliver it to your door. Here’s how to apply and buy with an Argos Card today...
*Credit subject to status. Just for the first order we’ll deliver to your home address for security reasons. Once you’ve got your Card you can shop how you want.Keep Shopping
Not sure what you want yet? You can apply for an Argos Card now and decide later. Perfect for redecorating, welcoming a new addition to the family, or pre-ordering that new PlayStation.
Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services Limited.
You’ll need one proof of address and a separate proof of ID…
Proof of address:
Proof of ID:
Absolutely – just call us on 03456 400 700.
If you apply in-store or over the phone: your application will involve a credit search
If you apply online via a Quick Check Application: we’ll tell you whether you’re likely to be accepted before you actually submit your application. This won’t affect your credit rating at all. Then, if you decide to complete the application, a successful search will be added to your credit history.
Absolutely – just wait for 3 months before you do.
Please call us on 03456 400 700.
We completely understand that, from time to time, your circumstances might change and you might struggle to make a payment. If you’re having any problems at the moment, please do call us and we can talk through which options are available to you.
Let us know immediately by calling us on 03456 400 700.
If you’re an existing policy holder and you have a query or a claim, just call 0344 801 2174.
Just call our Argos Card team on 03456 400 700. They’ll be happy to help.
If you wish to make a complaint you can do so by making contact through any of the channels listed here:
We will aim to resolve your complaint within 3 working days. Where we are unable to do so we will keep you informed of the progress of your complaint until we have resolved it.
If we are unable to resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service by writing to them at Exchange Tower, London, E14 9SR, calling 0300 123 9123, or emailing firstname.lastname@example.org. If you require any further information you can visit their website.
Alternatively you can register a complaint through the European Union’s Online Dispute Resolution portal here.
There is certain criteria that must be satisfied for your complaint to be resolved through the Online Dispute Resolution portal.
If you are complaining about any Argos/Homebase credit or insurance products then we will not consent to the Financial Ombudsman Service (Alternative Dispute Resolution entity for Financial Services complaints) dealing with the complaint if we have not first had an opportunity to resolve it for you.
For more information about Online Dispute Resolution please visit this website.