Argos Monthly Payment Plan – 19.9% APR Representative
Get longer to pay - Choose between 12 - 48 months. T&Cs apply. Credit is subject to status.
Get it today, with an Argos Monthly Payment Plan (MPP). With fixed monthly payments, you can buy a range of products from Argos. When you're shopping for an eligible product from £150, simply click 'Apply Now' in your basket before you pay, and you can choose between 12 and 48 months to pay.
Stay in control
Choose between 12 – 48 months to pay in fixed payments to suit your budget, so you can relax!
Choose an eligible product at £150+ and pay in bitesize monthly payments. These are made up of the total of your purchase, plus interest, divided by the number of months you choose.
Quick and Simple
It's simple to apply! Select an eligible product and you will see the option to apply for Monthly Payment Plan.
Simply click the option for MPP and follow the instructions to apply.
You could have multiple monthly plans.
The application shouldn't take more than 10 minutes to complete.
See if you'll be accepted, without affecting your credit score
Apply and you will see whether you are likely to be accepted without affecting your credit score.
If you’re likely to be accepted and decide to continue, then there will be a credit check completed.
Get Nectar points
Get Nectar points for your purchase, as long as your Nectar account is linked to your Argos account.
You can apply if you:
- Are 18 or over.
- Have a UK bank account in your name, registered to your address, so we can check who you are and set up a Direct Debit.
- Can tell us where you’ve lived for the last 2 years.
- Have a UK residential address where you have been living for the last year.
- Have a valid email and mobile phone number.
Once you've signed up
You should receive an email including a link to your credit agreement and a welcome letter in the post within 5 working days of setting up your Argos Monthly Payment Plan. However, if you haven’t received this please check your contact details.
Direct Debits
Your payments will start about one month from the date your agreement starts as shown on your Direct Debit Confirmation.
Get in touch
If you’d like to speak to someone about your Monthly Payment Plan please get in touch with us.
We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the credit you are applying for, along with an independent verification of your credit and repayment history. Argos Monthly Payment Plan is available on selected products and online only. Tu items excluded. Not currently available on home delivery orders.
*Lines are open 8am to 6pm Monday to Saturday and 10am to 6pm Sunday. To maintain a quality of service, calls may be monitored or recorded. Call charges may vary please check with your provider.
Our Argos Monthly Payment Plan frequently asked questions:
Do I need to bring anything with me when I collect my Argos Monthly Payment Plan order?
Are there any fees or additional payments on the Argos Monthly Payment Plan?
I want to cancel my Argos Monthly Payment Plan and pay for my item using an alternative payment
Can I return a product I bought on the Argos Monthly Payment Plan for a refund?
My item's faulty... what should I do?
How do I manage my Argos Monthly Payment Plan Direct Debit?
Can I make an overpayment on my Argos Monthly Payment Plan?
I'm struggling to keep up with my Argos Monthly Payment Plan payments
Can I increase the length of my Argos Monthly Payment Plan?
Why have you reduced my Argos Monthly Payment Plan Direct Debit amount?
Why have I been declined for an Argos Monthly Payment Plan?
How do I make a complaint about my Argos Monthly Payment Plan?