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Home & Furniture

Credit options

Whether you're kitting out your new place with the essentials or creating the home of your dreams, Argos and Habitat have you covered. With the Argos Card, you can spread the cost on Homeware and Furniture so you can enjoy now and pay later.*

A Habitat Tribeca wood effect 6 seater dining table.

Up to 6 months to pay when you spend over £99 on home and furniture with the Argos Card
Representative 34.9% APR variable.

Credit subject to status. T&Cs apply.

A Habitat Jackson 3 seater leather sofa.

Up to 12 months to pay when you spend £199 or more on selected furniture with the Argos Card
Representative 34.9% APR variable.

Credit subject to status. T&Cs apply.

*No interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. If you don’t pay in full, you’ll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase. Paying as much as you can before the plan ends will reduce the amount of interest that you pay.

Ways to apply

Shop now, apply at checkout.

Shop now, apply at checkout

Got your eye on something today? In that case, browse and shop as usual and you'll see your credit plan options and application details at the checkout.

Apply today, shop later.

Apply today, shop later

Apply today and if your application is accepted we'll send out your card in the post within 10 days. As soon as it arrives, you can shop online and in-store.

Shop by room

A Habitat Blissford kingsize bed frame.

Bedroom furniture

Give your sleeping sanctuary a new lease of life with smart storage, beautiful bed frames and ultra-comfortable mattresses. Why not get a coordinated look with a bedroom set (great way to make a saving!) or pick and mix from a range of stylish wardrobes, dressers and bedside tables. 

In a style rut? Get inspiration for a bedroom makeover.

A Habitat Hector left corner fabric sofa.

Living room furniture

Looking for a gorgeous sofa, or the perfect coffee table? Choose from a range of upholstery designed with trends in mind, from mid-century modern to scandi-inspired styles. Complete the look with statement-making living room furniture - look for matching sets that really pull the room together.

Create your dream living room with our ideas and inspiration.

A Habitat Huxley 2 seater metal bistro set.

Dining room furniture

Family mealtimes, cosy get-togethers, study sessions and lively game nights: our dining room is often the heart of our home. Whether you're looking for a big traditional dining table or a clever space-saving set, we have dining furniture to suit a variety of styles. Create a breakfast nook (or a space for cocktail hour) with our bars and barstools, and somewhere to store away your extra glasses and tableware with our stylish sideboards.

Need inspiration? Make more of mealtimes with our dining room ideas.

Care and more at Argos

A woman and a young boy sitting comfortably on a grey sofa.

Argos Furniture Care

Clumsy kids? Messy pets? Sometimes your perfect squidgy sofa, or the family dining table, can get damaged by accident. Life just happens.

So we've put together specialised Argos Furniture Care to protect your favourite Argos or Habitat furniture. Should the unexpected happen, our expert furniture technicians and upholsterers will fix it up, so you'll never notice the difference... or we'll give you a brand-new replacement.

*T&Cs and exclusions apply. Argos Furniture Care is provided by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG and administered by Castelan Limited

A graphic of a Nectar card and the Nectar app showing on a smartphone.

Nectar at Argos

You can now collect and spend Nectar points when you shop at Argos.

An Argos Home Tammy 2 seater fabric sofa.

10 year frame guarantee

Sit back and relax: all our sofa frames are covered by a 10 year guarantee.

A woman sleeps soundly on her mattress.

100 night comfort promise.

Exchange your new mattress within the first 100 days if you don't sleep soundly.

A green recycling logo in front of a forest background.

Recycle your old mattress

We can take away your old mattress when we deliver your new one. 

Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with the Argos Card lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit.

Why buy at Argos?