What Argos Card credit plans are available at the checkout?
You can buy anything from Argos with an Argos Card. We also have longer credit plans which range from 3-12 months depending on how much you spend.

Am I eligible for an Argos Card credit plan?
You can apply if you're over 18, have been a permanent UK resident for over 1 year and can provide addresses for the past 2 years and your bank details. We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the credit you are applying for, along with an independent verification of your credit and repayment history and will range from 34.9% to 39.9% APR.

What's buy now, pay later?
This gives you a period of time to repay the cost of your purchase. No interest will be charged if you pay in full within your credit plan period and keep your account up-to-date.

How does buy now, pay later interest work?
If you don't pay in full within your credit plan period, you'll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date you made the purchase.

What's normal credit?
Normal credit works in the same way as a standard credit card. If you clear your balance before your next statement date, you'll incur no interest. Your monthly statement will show how much you owe and the date you need to pay it by.

How do I take out an Argos Card credit plan?
1. Well remind you to apply for an Argos Card credit plan when you check out.
2. So now just add what you want to your trolley...
Credit is subject to status. T&Cs apply.

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