Secure

See if you're eligible without affecting your credit score

To apply, you must

  • Have lived in the UK for at least 1 year and be 18 years old or over
  • Have a UK bank account, mobile and email
  • Not already have an Argos Card or Argos Pay account
  • ~5 mins to complete
  • 2 million+ customers

About you

Date of birth

For example, 31 3 1980

We need this to set up your account.
We'll email you when statements, notices and other communications are ready. Please use an email you check regularly and be careful to input it correctly.

Where you live

How long have you lived at this address?

If you've lived there less than a year, we'll need you to enter your previous address details too.

What you earn and spend

If you are a homemaker but you have a regular source of personal income, please select 'Other'.

Including annual salary, pension, savings, investments and benefits.

£
per year
If you share these payments, we only need to know about how much you pay personally.
£
How many dependants do you have
A dependant is a person who is financially dependant on you.
Do you expect your financial situation to change in the near future which would impact your ability to make your repayments?
Think about things like planned retirement, ill health, job loss or other changes that might impact your personal finances.

Cancel eligibility check

© Argos Limited 2026. All Rights Reserved.

Argos Pay is provided by NewDay Ltd. UK residents aged 18 and over. Offers and credit subject to status. Terms apply. Argos Limited is a credit broker and not a lender, introducing Argos Pay under an exclusive arrangement with the lender NewDay Ltd. Argos Limited is authorised and regulated by the Financial Conduct Authority (firm reference number: 713206), registered office: 33 Charterhouse Street, London, EC1M 6HA). NewDay Ltd is a company registered in England and Wales (company number: 7297722), registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 690292) and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 555318) for the provision of payment services. Argos Limited does not earn an upfront commission for introducing customers to NewDay Ltd. Argos receives remuneration as part of the wider relationship with NewDay that is not calculated on an individual customer level.