Argos Coversafe Insurance

Could you afford your payments if no money was coming in?

Why choose Argos Coversafe:

  • If you’re unable to work, Argos Coversafe could pay 15% of your Argos Card balance every month, until your balance is cleared or you return to work, whichever is sooner.
  • Comes with FREE optional Purchase Protection, for extra peace of mind.
  • Plus, Nothing to Pay for 12 whole months on one purchase of your choice, every year.

Protect your Argos Card and save yourself the worry

Take out Argos Coversafe today and, if you’re unable to work due to unemployment, sickness or accident, we could help. You could get 15% of your Argos Card balance paid off every month, until your balance is cleared or you return to work.

Argos Coversafe also comes with FREE optional Purchase Protection, which covers almost everything you buy on your Argos Card against loss, theft and accidental damage. It’s valid for 365 days from the date of purchase. And it means if you dropped your TV or your phone on the way home, you wouldn’t have to worry – you’d be covered.

Protect your Argos Card from £1.30 per £100 outstanding

A small price to pay for so much protection

Protecting your Argos Card doesn’t have to be expensive. In fact, with Argos Coversafe it costs just £1.30 for every £100 of your monthly balance. So for example if you had a balance of £150 on your statement, you would only be charged £1.95 that month.

Your Argos Coversafe premiums will be added to your monthly statements, and may attract interest in accordance with your Argos Card terms.

Nothing to pay for 12 months

As an added bonus, when you choose Argos Coversafe, you can also choose Nothing to Pay for 12 months, on one purchase each year. Please note, your Argos Coversafe premium will still be payable during the Nothing to Pay period.

Important information

Argos does not offer any advice or recommendations about Argos Coversafe. We are only able to provide you with information. Please read the policy terms and conditions carefully before you make any decision. It is your responsibility to ensure you are eligible for Argos Coversafe and whether Argos Coversafe is suitable for your needs.

Details of cover and the main exclusions and limitations are set out in the Policy Document (PDF). Policy Document (PDF) You should download or print a copy of the policy, read it and keep it safe as you may need to refer to it in the future.

Am I eligible?

To be eligible for this cover on the commencement date you must:

  • Be over 18 years of age and less than 65 years of age;
  • Be the principle cardholder;
  • Be a resident in the UK;
  • Have been continuously employed on a permanent contract for the last six months for 16 hours per week or more;
  • Have been self employed for the last six months.

Please note it is important to read the Policy Document to make sure the product is suitable for your needs.

Policy exclusions and limitations

Insurance is there to cover you for the unexpected but you need to be aware that policy exclusions and limitations apply. For example policy exclusions apply for self inflicted injuries and voluntary redundancy. Purchase Protection will not cover loss, theft or damage to mobile phone vouchers and gift vouchers or items stolen from unattended motor vehicles. See the policy for the full terms and conditions. Other levels of cover are available – please call 0800 056 3136.

How Can I Apply For Argos Coversafe Insurance?

Just select the Argos Coversafe Insurance option before you submit your Argos Card application, click here to apply for an Argos Card.