Argos Coversafe Insurance

Argos Coversafe is not currently available to new customers.
Existing customers may find the following information helpful:

If you have chosen to protect your payments with Argos Coversafe, we could be there for you when you need a helping hand.

Your Argos Coversafe could help with your payments:

  • If you lose your job through no fault of your own
  • If you become unable to work due to an accident or sickness
  • In the event of your death

How Argos Coversafe works

If you're unable to work due to unemployment, sickness or accident you could get 15% of your Argos Card balance paid off every month. We'll continue to pay your balance until it's cleared or you return to work. In the event of your death, we'll pay your outstanding balance in full.

Useful numbers

If you have any questions about your Argos Coversafe, please call our UK based customer services on:
0800 917 9303
Lines open 9am - 4.30pm, Monday to Friday

If you would like to make a claim, please call the Cardif Pinnacle Claims line on:
0844 801 2174
Lines open 8.30am - 6pm, Monday to Friday

Your Policy and Premiums.

Coversafe premiums are applied based on an amount for every £100 of your Argos Card balance. Your premium depends upon the Coversafe policy you purchased, which are explained in the tables below.

The cost of your Argos Coversafe will go up and down depending on your Argos Card balance. The exact amount is clearly shown on your statements, so you will always know exactly how much you're paying.

It is important that you take a moment to read your Argos Coversafe policy and understand the circumstances under which you can make a claim. Your policy document will contain information on:

  • What is, and isn't, covered by Coversafe
  • How to make a claim.

For Coversafe policies taken out ON OR AFTER 1 July 2012.

Coversafe Policy Premium - per £100 of your Argos Card balance Policy Document
(Links to PDF)
Gold £1.30 Coversafe Gold
Silver £1.00 Coversafe Silver
Bronze £1.10 Coversafe Bronze

For Coversafe policies taken out BEFORE 1 July 2012

Coversafe Policy Premium - per £100 of your Argos Card balance Policy Document
(links to PDF)
Gold £1.30 Coversafe Gold
Silver £1.00 Coversafe Silver
Bronze £1.10 Coversafe Bronze

You chose Argos Coversafe to protect your payments if ever you need a helping hand. If it's no longer suitable for you, or your circumstances have changed, please call one of our UK based call centres on 0800 917 9303 to discuss your situation.




Argos Coversafe insurance is underwritten by Pinnacle Insurance plc who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Registered Office: Home Retail Group Card Services, Avebury, 489-499 Avebury Boulevard, Milton Keynes, Buckinghamshire MK9 2NW. Registered in England Number: 4007072.

Cardif Pinnacle is a trading style of Pinnacle Insurance plc. Registered in England and Wales Number: 1007798. Registered office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. A BNP Paribas company.