FAQs - Your questions answered...

What type of cover do you provide?
What is no claims discount/bonus?
What is a policy excess?
Is immediate cover available?
How do I make a claim?
How can I get a quote?

What type of cover do you provide?
Three levels of cover are available:

  • third party only - is designed to meet your requirements in relation to liability to third parties.
  • fire and theft - meets your requirements for cover in the event that your vehicle is stolen or damaged by fire, theft or attempted theft.
  • A comprehensive - will also provide cover for accidental or malicious damage to your vehicle.

 

What is no claims discount/bonus?
Where you have been driving without making a claim, for each year you remain claim free, insurers allow a no claims discount which will reduce your premiums. No claims discount can be earned usually up to a maximum of 9 years.

What is a policy excess?
An excess is the first amount you have to pay towards a claim under the policy.

Is immediate cover available?
Yes, payment can be made online by debit or credit card so that cover can be started as soon as required.

How do I make a claim?
Report the incident immediately to our claims helpline on 0844 335 0468 and provide us with all the information you obtained at the scene. Our claims staff will record details and help you report the incident to your insurer. If your vehicle is not drivable then remove any personal possessions and ensure that your vehicle is made as secure as possible. If the incident relates to the theft of your vehicle or theft from your vehicle you must report the incident to the police immediately and make a note of the crime book reference number.

How can I get a quote?
Just phone our dedicated telephone number 0800 015 4835 and they will be happy to discuss your individual requirements.

For motor insurance Home Retail Group Insurance Services (HIS) acts as an introducer to BDML Connect Limited who arrange and administer the policies. Argos motor insurance will be underwritten by an insurer selected from a panel. HIS, BDML and the selected insurer are all authorised and regulated by the Financial Services Authority and can be checked at http://www.fsa.gov.uk/register/.(Argos is not responsible for the content of external websites.)