12 Months Buy Now Pay Later Plan

We won't ask for any payments for 12 Months and then if you settle the cash price, we won't charge you interest. If you don't, you will be charged interest from the date of the transaction. Minimum payments are detailed in your terms and conditions. Representative 29.9% APR variable.

12 Months Buy Now Pay Later Plan details
Your APR Representative 29.9% APR (variable) for all Buy Now Pay Later plans.
Your Interest Free Period Buy Now Pay Later plans (up to 12 months) offer specified periods to opt out of interest. Deferred interest will be payable if you do not pay the balance by the due date.
Your Minimum Payment No repayments are necessary during the Buy Now Pay Later plan period. After that you pay the monthly mimimum amount as detailed in your terms and conditions.
Annual Fee £0. There is no annual fee for the card.
Other Fees £0 if you pay on time. Fees are charged at a rate of £12.00 for Late Payment fee, Over Credit Limit fee and Collections Letter fee.
A Representative Example Spend £99 on a 6 month Buy Now Pay Later plan and pay nothing for 6 months (although you can if you wish) then settle the balance by the due date. Total payable is £99.Or choose to spread the cost for longer, and start paying the monthly minimum as detailed in your terms and conditions. Your balance includes deferred interest from the purchase date. Representative 29.9% APR variable Store card credit for Argos Ltd is provided exclusively by Home Retail Group Card Services Ltd, part of the same group and both at 489-499 Avebury Boulevard, Milton Keynes MK9 2NW.

How to get this deal

Home Delivery

Existing Argos Card holders

Buy for Home Delivery & pay with your Argos Card

If you don't have an Argos Card...

For an instant decision online, apply for an Argos card & if accepted buy with a credit deal today.

In Store

Pay using your Argos Card or you can apply for a card in store. Check & reserve online for Store pick Up

More Information

Read the full terms and conditions Or call our customer services team on 0345 640 0700

Making payments

You will get regular statements for your Argos Card. Make payments by Direct Debit, by post or at your local bank or Post Office. We also have online banking facilities.

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