12 Months Buy Now Pay Later Plan
Pay off a this Plan by the end date and you pay no interest. If you don't pay in full by the end date or keep your account up to date, you'll be charged interest on the daily balance from the date of purchase. However, if you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged. Representative 29.9% APR variable.
|Your APR||Representative 29.9% APR (variable) for all Buy Now Pay Later plans.|
|Your Interest Free Period||Buy Now Pay Later plans (up to 12 months) offer specified periods to opt out of interest. Deferred interest will be payable if you do not pay the balance by the due date.|
|Your Minimum Payment||No repayments are necessary during the Buy Now Pay Later plan period. After that you pay the monthly mimimum amount as detailed in your terms and conditions.|
|Annual Fee||£0. There is no annual fee for the card.|
|Other Fees||£0 if you pay on time. Fees are charged at a rate of £12.00 for Late Payment fee, Over Credit Limit fee and Collections Letter fee.|
|A Representative Example||Spend £99 on a 6 month Buy Now Pay Later plan and pay nothing for 6 months (although you can if you wish) then settle the balance by the due date. Total payable is £99.Or choose to spread the cost for longer, and start paying the monthly minimum as detailed in your terms and conditions. Your balance includes deferred interest from the purchase date. Representative 29.9% APR variable Store card credit for Argos Ltd is provided exclusively by Home Retail Group Card Services Ltd, part of the same group and both at 489-499 Avebury Boulevard, Milton Keynes MK9 2NW.|
Read the full terms and conditions Or call our customer services team on 0345 640 0700
You will get regular statements for your Argos Card. Make payments by Direct Debit, by post or at your local bank or Post Office. We also have online banking facilities.