12 Months Buy Now Pay Later Plan
We won't ask for any payments for 12 Months and then if you settle the cash price, we won't charge you interest. If you settle the cash price before the end of the PAY LATER period, we won't charge you interest. If you don't, you will be charged interest from the date of the transaction. Minimum payments are detailed in your terms and conditions. Representative 29.9% APR variable.
|Your APR||Representative 29.9% APR (variable) for all Buy Now Pay Later plans.|
|Your Interest Free Period||Buy Now Pay Later plans (up to 12 months) offer specified periods to opt out of interest. Deferred interest will be payable if you do not pay the balance by the due date.|
|Your Minimum Payment||No repayments are necessary during the Buy Now Pay Later plan period. After that you pay the monthly mimimum amount as detailed in your terms and conditions.|
|Annual Fee||£0. There is no annual fee for the card.|
|Other Fees||£0 if you pay on time. Fees are charged at a rate of £12.00 and they include Late Payment fee, Returned cheque fee, Returned Direct Debit fee, Over Credit Limit fee, Collections letter fee and a Tracing fee.|
|A Representative Example||Spend £199 on a 6 month Buy Now Pay Later plan and pay nothing for 6 months (although you can if you wish) then settle the balance by the due date. Total payable is £199.Or choose to spread the cost for longer, and start paying the monthly minimum as detailed in your terms and conditions. Your balance includes deferred interest from the purchase date. Credit is provided by Argos Card Services, Thynne Street, Bolton, BL11 1AS|
Read the full terms and conditions Or call our customer services team on 0845 640 0700
You will get regular statements for your Argos Card. Make payments by Direct Debit, by post or at your local bank or Post Office. We also have online banking facilities.
Credit provided subject to status by Argos Card Services, Thynne Street, Bolton, BL11 1AS.