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The Argos Mastercard - are you missing out? Apply online today!

BUY NOW, PAY up to 9 MONTHS LATER with the Argos Card - Click here to apply now


Make the most of the new catalogue by getting yourself an Argos Card.

When you spend £190 or more on an Argos Card, you can Pay 6 months Later. If you only spend £90 or more, you can Pay 3 months Later

It only takes a couple of minutes to apply, then you can make the most of our latest BUY NOW PAY LATER deals right away online, with the Argos Card.

There are even some plans that allow you to Pay 12 months Later and some 2 year Interest Free credit deals - available on selected lines. We’ll also send you some exclusive money off vouchers with your card for you to use in store.

Apply now!

Apply online today and get an instant decision in just a couple of minutes* - once your application has been approved you can even buy online today using your new Argos Card. Why not apply and buy online now, its’s easy:

  • add products to your trolley and select the 'Get great Argos Card credit deals' option
  • complete application - it only takes a couple of minutes*.
  • if accepted, use your new Argos Card to pay nothing today!

To browse or search for products go to Argos.co.uk

 typical 27.9% APR^ variable

So don't delay APPLY TODAY - and get an instant decision* Or call 0845 640 0701 if you prefer
FAQ's? Your questions answered here

* Our aim is to give every online applicant an instant decision. On certain occasions, we may be unable to give you a decision straight away. It may be necessary to gather more information or to check other systems so we may have to let you know in writing, usually within 7 - 10 days.

Interest FREE Plan
Your APR Typical 0% APR for all Interest FREE Plans.
Your Interest Free Period You pay no interest for the full term of the plan.
Your Minimum Payment Your monthly payment is calculated by dividing the amount of credit by the number of months of the term of the plan.
Annual Fees £0. There is no annual fee for the card.
Other Fees £0 if you pay on time. Fees are charged at a rate of £12 for Late Payment fee, Returned Cheque fee, Returned Direct Debit fee, Over Credit Limit fee, Collections Letter fee and a Tracing fee.
A Typical Example Spend £1,200 on a 12 month Interest FREE plan and pay 12 repayments of £100. Total payable £1,200. Credit is provided by Home Retail Group Card Services Ltd, Royal Avenue, Widnes, WA88 1AL.

Buy Now Pay Later Plan
Your APR Typical 27.9% APR (variable) for all Buy Now Pay Later Plans.
Your Interest Free Period Buy Now Pay Later Plans (up to 12 months) offer specified periods to opt out of interest. Deferred interest will be payable if you do not pay the balance by the due date.
Your Minimum Payment No repayments are necessary during the Buy Now Pay Later Plan period, except for any insurance premiums which are due on the balance. After that you pay 4% of the balance each month or £2 (whichever is the greater).
Annual Fees £0. There is no annual fee for the card.
Other Fees £0 if you pay on time. Fees are charged at a rate of £12 for Late Payment fee, Returned Cheque fee, Returned Direct Debit fee, Over Credit Limit fee, Collections Letter fee and a Tracing fee.
A Typical Example Spend £190 on a 6 month Buy Now Pay Later Plan and you don't have to pay anything for up to 6 months (although you can begin earlier if you wish) then settle the balance by the due date. Total payable £190. Or choose to spread the cost for longer, and start paying the monthly minimum of 4% of the balance or £2, whichever is the greater. Your balance includes deferred interest from the purchase date. Credit is provided by Home Retail Group Card Services Ltd, Royal Avenue, Widnes, WA88 1AL.

Normal Plan
Your APR Typical 27.9% APR (variable) for all Normal Credit Plans.
Your Interest Free Period Up to 59 days when you pay off your balance in full every month by the due date.
Your Minimum Payment 4% of the balance each month or £2 (whichever is the greater).
Annual Fees £0. There is no annual fee for the card.
Other Fees £0 if you pay on time. Fees are charged at a rate of £12 for Late Payment fee, Returned Cheque fee, Returned Direct Debit fee, Over Credit Limit fee, Collections Letter fee and a Tracing fee.
A Typical Example Spend £100 on a Normal Plan and then settle the balance by the due date. Total payable £100. Or choose to spread the cost for longer, and start paying the monthly minimum of 4% of the balance or £2, whichever is the greater. Your balance includes interest from the purchase date. Credit is provided by Home Retail Group Card Services Ltd, Royal Avenue, Widnes, WA88 1AL.

Credit provided subject to status by Home Retail Group Card Services Ltd, Royal Avenue, Widnes WA88 1AL.

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