- 1. SHOP AT ARGOS Shop online, in-store, via the app or over the phone
- 2. PUT IT ON YOUR ARGOS CARD Various buy now, pay later plans are available depending on how much you spend. These range from 3-12 months.
- 3. ENJOY YOUR PLAN You can choose to pay nothing throughout the term of the plan, you can make some payments or even pay off your balance at any time before your plan ends. It's up to you. If you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged.
- 4. AT THE END OF THE PLAN Near the end of your pay later period, you'll receive details of what is left to pay. If you pay off your plan by the end date you'll pay no interest. If you don't pay off in full by the end date or keep your account up to date, you'll be charged interest on a daily balance from the date of purchase. You will then begin paying a minimum monthly payment as detailed on your statements.
Argos Limited is authorised and regulated by the Financial Services Authority as a credit broker exclusively for Home Retail Group Card Services Limited, the Argos Card credit provider. Both companies are part of J Sainsbury plc.